Since the roll out of credit information sharing in July 2010, commendable progress has been made so far with banks having already submitted over 760,000 records to date. Banks have also started accessing credit reports from the licensed bureau for credit appraisal purposes. Since August 2010, banks have accessed 442,128 reports from CRB Africa. The monthly average number of credit reports accessed by banks currently stands at 63,161. On their part, customers have accessed 865 reports since the rollout of the credit information sharing mechanism. It is noteworthy that individuals are eligible to access one free credit report per year from licensed credit reference bureaus.